12 October 2026
AML & Onboarding Compliance Senior Analyst



About the Role
You will serve as the designated financial crime expert across New Zealand and Australia. Holding the formal AML/CFT Compliance appointment in NZ, you will exercise direct judgment to ensure the compliance framework is legally robust, audit-ready, and commercially pragmatic in a fast-scaling business environment.
 
Key Responsibilities

• Regulatory Ownership: Formally hold the NZ AML/CFT appointment and advise on Australian AML/CTF alignment.
• Framework & Risk Management: Own the AML/CFT risk assessment, program documentation, obligation mapping, and independent audit relationships.
• Systems Calibration: Design and tune transaction monitoring rules, sanctions/PEP screening configurations, and customer due diligence (CDD) standards.
• Product & Strategic Advisory: Evaluate financial crime risks for new product launches, features, and market expansions prior to release.
• Regulator Engagement: Serve as the primary contact for regulatory reporting, information requests, on-site reviews, and remediation execution.

What We’re Looking For

• Proven Expertise: Hands-on experience as (or supporting) a designated AML/CFT Compliance Officer within retail financial services.
• Technical Mastery: Deep knowledge of the NZ AML/CFT Act, end-to-end SAR/PTR reporting, and direct experience tuning/defending transaction monitoring systems.
• Pragmatic Mindset: A solution-oriented approach that translates complex regulation into clear business outcomes without slowing down innovation.
• Stakeholder Management: Confident communicator capable of handling audits, regulator scrutiny, and cross-functional coaching.
• Location: Auckland CBD

Nice to Haves

• Familiarity with AUSTRAC/Australian AML regimes, digital assets, or payment products.
• CAMS certification or direct data/SQL querying capabilities.

What’s on Offer

• Collaborative, flexible work environment prioritising well-being and balance.
• Direct ownership and personal accountability in a dynamic, high-growth business.
• Inclusive policies, ongoing professional support, and competitive perks.